Title companies in Houston help homebuyers obtain a title insurance policy by conducting a title search and evaluating all records associated with the property’s ownership, which confirms that the seller has the legal right to convey the property to the buyer. A title insurance policy protects lenders and owners from potential property ownership disputes, as well conflicts that may arise such as liens filed against the property or the current owner’s failure to pay the outstanding mortgage. In case of the latter, the burden of paying off the rest of the mortgage will fall on the shoulders of the new owner.

Buying a home should be an exciting time; however, homebuyers must keep in mind that the process involves challenges that they may not be equipped to handle on their own, including securing a title insurance policy. It is important to utilize the services of a professional, dependable firm like Riverway Title to ensure a smooth closing transaction.

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